Taking 50% or less than the credits needed to be considered full time will result in you getting no BAH! Below are some tables that breakdown how much you should expect to get based upon how many credits you take. That is… so long as you are over at least 51% of full-time. However, if you are not a full time student then your BAH will be pro-rated. If you do not meet the requirements to earn the 100% benefit level for the GI Bill your BAH will be prorated accordingly. This equates to a rate difference of $100 or so depending on your location. Students who started using their education benefits before Januwill receive a slightly higher BAH rate. Whether you started using your GI Bill Benefits before January 1, 2018ĭue to the implementation of the Forever GI Bill. NOTE: A student who is full time that takes just one class in person will allow them to get the FULL BAH amount. You will receive Overseas Housing Allowance (OHA) at the E-5 with dependents rate for the area the school is in. No longer will you receive the BAH of the more expensive campus. You will be paid based on the BAH of the campus that you most often attend. Taking classes at a school that has multiple campuses.If you are attending school at a foreign school your BAH rate will be the national average BAH rate for an E-5 with dependents.Taking all classes online will result in your BAH rate being half of the national average BAH rate for an E-5 with dependents.That being said there are some contributing factors regarding location that you should be aware of: You can certainly expect a much larger BAH check! Now, if you are going to a school in say San Diego or New York city. If you are planning on going to a school located in Middle America, you can expect your BAH to be on the lower end. So it should be no surprise to learn that where your school is located is one of the biggest factors when it comes to how much BAH you will get. This something you may have heard over and over again regarding the price of real estate. You can freely pocket that excess money! Things that Affect your BAH: Location and Physical Attendance If you want to stay with family or bunk up with a bunch of people. Which allows you to ultimately spend the money however you’d like. Unlike tuition, BAH is paid directly to the beneficiary. Depending where your school is located this housing benefit may be larger than the tuition payments themselves! The BAH rate is variable and is based in part on the Department of Defense’s E-5 with dependents Basic Allowance for Housing (BAH) rate. Thankfully, in addition to the Post 9/11 GI Bill covering tuition and fees, it also provides a significant TAX FREE housing benefit. You’ve served your country honorably and have decided to utilize your hard earned education benefits.
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